Understanding Your Care Options
Choosing the right care for your loved one can feel overwhelming. At Better Care Home & Senior Care, we’re here to guide you through the options—whether it’s Private-Pay, Long-Term Care Insurance or Maryland’s Community First Choice (CFC) Medicaid program.
Explore Your Care Options
When planning for home care, it’s important to understand how services can be covered. At Better Care , we help families explore every available option to make care more affordable and accessible.
Private Pay
- Many families choose to pay privately for home care services, offering the most flexibility in scheduling and care options.
- Private pay allows you to begin services right away without the wait times or restrictions that may come with insurance or government programs.
- Our team will work with you to design a personalized care plan that fits both your loved one’s needs and your budget.
Long-Term Care Insurance
- Long-term care insurance may cover the cost of in-home senior care.
- Policies vary, but many plans reimburse for assistance with daily activities, companionship, or ongoing care needs.
- Our team can work directly with your insurance provider to help you access your benefits quickly and without stress.
Medicaid’s Community First Choice (CFC) Program
- For those who qualify for Maryland Medicaid, the CFC program covers 100% of home care costs.
- Services may include personal care, meal preparation, mobility assistance, and more—at no out-of-pocket expense.
- We are an approved CFC provider and can guide you through the eligibility and enrollment process.
Ready to get the care you need?
Help us understand your home care needs. Then we’ll set up a free phone consultation so you can get the right support and in-home care services to live and age successfully at home.
Frequently Asked Questions
Home care is often needed when your loved one begins to face challenges with daily activities such as bathing, dressing, meal preparation, mobility, or managing medications. It can also be helpful after a hospital stay, during recovery from an illness or injury, or when ongoing companionship and supervision are needed to ensure safety and peace of mind.
Families may also choose home care simply to provide extra support, reduce caregiver stress, and help their loved one maintain independence and quality of life at home.
Families may also choose home care simply to provide extra support, reduce caregiver stress, and help their loved one maintain independence and quality of life at home.
The cost of home care is based on the number of hours included in your monthly Care Plan. We specialize in creating personalized, cost-effective Care Plans tailored to the unique needs of each client and family—and we adjust them as those needs evolve over time.
Most families pay privately for home care services. However, we also accept long-term care insurance, and are currently accepting those approved under the medicaid program. Our team can guide you through the process.
Most families pay privately for home care services. However, we also accept long-term care insurance, and are currently accepting those approved under the medicaid program. Our team can guide you through the process.
Yes we are insured as well as licensed with the state of Maryland.
RSA #R3327
RSA #R3327
If safety, security, and reliability are important to you, then the answer is yes. A professional home care agency carries insurance, oversees caregiver scheduling and performance, manages billing and payroll, and ensures that back-up caregivers are available when needed. In contrast, when you hire a caregiver privately, you take on the responsibility for setting up payroll and handling tax withholdings, conducting background checks and vetting, and securing liability insurance to protect against potential accidents or injuries in the home.